I just got a copy of a summons regarding some credit card debt I owe. I’m not sure whether they ever attempted to serve me in person because the date on it is more than two months ago. I looked for a judgement online, but I couldn’t find one. Now I’m not sure what to do. I’m in New York; is there anyone here with any advice?
Are there any response instructions on the paperwork?
There’s a brief letter included stating that they’re required to provide a copy of the summons, but it doesn’t offer any further instructions. So, I’m unsure whether to reach out to an attorney for guidance or try to figure it out on my own.
The copy of the summons is over two months old, which is confusing since I’m only now receiving it. It mentions that if it wasn’t delivered personally, there’s a 30-day window to respond. I was expecting a judgment by now and am uncertain if one will be issued, given the delay. I’ve done some research on Reddit and read a few articles, but I’m considering contacting an attorney for more clarity.
This URL leads to a case search page with the name “TAB” instead of “name.”
If it doesn’t take you there instantly, click the Name tab. Add your county, last name, and first name. If it is legitimate, it will appear there.
Since everything is open to the public, you can access case files without making an account.
Think about getting in touch with a lawyer. Please make sure, if at all possible, that you file a response.
The envelope was postmarked when?
The date is most likely the beginning of their efforts to assist you. A lawyer is not necessary. Visit the court and submit your answer. Get a checkbox form, please. It’s simple to choose “improper service.”
If they do appear in court on the scheduled date, they will then be able to clarify their attempts to serve you. A case may occasionally be dismissed for that reason alone.
More commonly, they won’t show to your court date if you answer. They are seeking default verdicts. Additionally, research the statute of limitations and how your debt may be affected by it.