The true question is: Can someone who isn’t wealthy attend an in-state university and avoid taking out student loans? That may sound ridiculous, but will applying for grants and scholarships be sufficient and worthwhile? I really want to attend this university, but my mom is really against me taking out student loans. We’re not wealthy, so please advise me on what to do in the fall of 25–26!
edit: where would you suggest submitting grant and scholarship applications?
I never thought I could afford a 4-year degree because of the high cost of education in the USA, but I found a way to make it work. You can start by attending a community college for two years and then transfer to a university! Many universities offer scholarships specifically for transfer students. You could also treat applying for scholarships as a part-time job. Be strategic when applying and focus on scholarships that closely align with your background (e.g., specific race/ethnicity, religion, major, county/state). I personally attended a state school, and thanks to my low income and the scholarships I received, I didn’t have to pay a penny. I’m very grateful for that. Now, the only loan I have is for my car! 
Indeed, you can. You can apply to the EOF program and use the FAFSA, which should cover you, if you are a first-generation student and your income is below a particular threshold. Your college dorm housing is also covered by EOF. Hope this helps! 
Your parents can apply for FAFSA if their income is below a specific threshold. If not, you can apply for the FAFSA on your own without your parents once you are 24. This is what I did. My tuition at a state university was around $3-400 a semester as a full time student.
My son is going to community college and then transferring to a public university to get his bachelor’s. He didn’t need to take out any loans because he was awarded enough scholarships.
Nearly every state college in our state offers low-income students a tuition guarantee program that pays for tuition. That helps a lot, but you still have to pay for everything else. Look up programs in your state.
Of course! When I attended my state institution, I was given enough financial aid to pay for both my tuition and textbooks for the entire year. In addition, they have a number of programs available to assist those in need of extra assistance with things like food, temporary housing, etc. It is undoubtedly feasible!
Yes, I attend my esteemed public university with financial aid covering all tuition costs. I received numerous awards in addition to a minor scholarship from the university’s particular college. However, I’m not wealthy. There are numerous grants and scholarships for which you may be immediately eligible if you have a modest income.